Olawepo, Samson Olaide, Adekunle Daoud Balogun, Olaide Wasiu Bello, Nurudeen Abubakar Gobir, and Ridwan Opeyemi Sanusi. “Impact of Digital Financing and Human Development in Selected State Agencies in Osun State (2024-2025)”. International Journal of Governance and Development Studies (IJOGDES) 12, no. 2 (November 23, 2025): 31–47. Accessed April 18, 2026. https://ijogdes.oauife.edu.ng/index.php/ijogdes/article/view/43.